Signature Capture using a Signature Pad, Tablet PC, Smart-Card, Token...
Attach Document - Attach scanned passport, drivers license or any other document
Verify Document - Verify signed & sealed documents
Verify Signature - Comparing a handwritten signature against a pre-enrolled profile
SMS Validation -
Sign a document with a validation code received by SMS.
Finance & Banking
Are you ready to find out how to provide e-signature into your company operations? We’ll show you how.
In today’s economic climate it is essential to improve operational efficiency and seek cost cutting potentials. On the other hand, the customer is the core of all financial and banking transactions, therefore having a competitive advantage in customer experience is key to getting more business. By embedding xyzmo SIGNificant’s signature solutions, financial institutions add digital signature capabilities to their existing infrastructure, closing the gap in going fully paperless by completely eliminating the need to print documents for signing. Verification of the authenticity/integrity of the documents and storage problems will no longer be an issue. In addition the straight-through processing of forms and documents reduces errors and enables fast access to electronic documents for auditing purposes.
Most banks have already implemented sophisticated document management and core banking solutions, so thanks to the complete signature solutions from xyzmo SIGNificant it is very easy and convenient to enhance their existing infrastructure with all the necessary functionalities for a totally paperless process.
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These signature solutions replace the concept of traditional paper-based signing with an electronic one and solve the challenge of signing electronic documents securely, while simultaneously reducing the costs and labor associated with paper-based processes.
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Moreover, the solution prevents a transaction package from being submitted if it is missing a document or signature. This in turn eliminates the need to bring customers back to the branch to correct or complete the documents.
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Signing the original electronic document saves companies on labor, faxing, mailing and archiving costs. After the signing process ends, all documents are immediately available for archiving or further processing.
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Additionally, digital signatures safeguard electronic documents and files by allowing the authentication of the signatory and verification of the original document.
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Last but not least the usage of electronic signatures dramatically increases the efficiency of sales staff and reduces processing times, leaving more time for up/cross selling.
The following video shows e-signing with Wacom STU-500 LCD Pad:
A simple process with great benefits!
By embedding the xyzmo SIGNificant signature solution, all financial processes are fully digitized. Forms can be completed automatically with important information, simply by scanning or sweeping the customer’s credit card or driver’s license, while any additional required data can be captured via a soft keyboard. The agreements are signed and sealed electronically and can be automatically sent to the customer using the provided email address. This simple, intuitive solution which is easy to integrate in any IT environment and easily accepted by customers, offers financial institutions the benefits of a secure, electronic environment.
These secure signature solutions are a perfect fit for various financial procedures such as account openings, withdrawals, loan origination, issuing policies, signing application forms and authorizing transactions.
Verification of Digitized Signatures - The modern equivalent to signature cards
In addition, xyzmo SIGNificant’s solutions enable a real-time biometric signature comparison replacing the old fashioned “signature cards” (cards signed by the financial institution’s customer when opening an account, in order to identify the customer when performing actions on the account). This real-time biometric verification is achieved by comparing the recorded parameters of the customer’s handwritten signatures against the pre-enrolled profile. The possibility of a detailed protocol of each signature-relevant action makes it a total solution, thus documents are only processed if their signers were authenticated and companies can prove who signed which document and when it was signed.
End Customers worldwide embrace our solution with enthusiasm, as embedding a handwritten electronic signature requires no changes in customers’ habits. The customers continue to sign like they always did, but with the distinct advantage of an improved experience, thanks to reduced waiting times and the convenience of remote and secured document handling.
The following video shows e-signing with a Hypercom Terminal: