How digital signatures

Enterprises that want to securely reduce costs and speed transactions for processes that require signatures are increasingly adopting e-signature functionality. The key process points are as follows:

- Document/transaction presentment and review
- User/signer affirmation or consent
- Authentication and signature execution
- Workflow for multiple signers
- Audit (demonstrating that all the processes and controls were executed and record 
  integrity was maintained)
 

Much of the push comes from the financial services industry, with insurance and banking at the forefront. Telecommunication, Government and other industries have also shown interest. The common drivers among these industries include not only the desire to automate the signature "last mile" of business processes, but also to ensure that good processes are followed and that records and the events associated with signing these records are well-preserved using sound controls.

The xyzmo SIGNificant suite can easily facilitate signature-based processes completely, or by integrating with existing applications through various interfaces including Web services.

Source: Own experience and exchange of thoughts with Gartner analysts.